Smart. Simple. Stress free.
Independent guidance from a licensed agent who compares plans across carriers and stays with you after you enroll.
Reviewing your plan costs nothing. Tell us what you need and we’ll walk through the options with you, start to finish.
S42 Consulting
Choosing retirement health coverage isn't just about finding a plan. It's about finding the right plan for your lifestyle and your future healthcare needs.
Three places to start, depending on what you're sorting out.
Turning 65, or reviewing the plan you already have. Start with what Medicare covers and when you can enroll.
Coverage for you and your family when it doesn't come through an employer, including Marketplace plans.
Small group health insurance helps businesses offer employees valuable coverage while choosing a plan that fits their needs and budget.
Medicare FAQs
The six things people ask us most often.
You can apply during your Initial Enrollment Period, a seven-month window that opens three months before you turn 65, includes your birthday month, and closes three months after.
The easiest way is online at SSA.gov. You can also call Social Security at 1-800-772-1213 or visit your local Social Security office.
If you are already receiving Social Security benefits, you will be enrolled in Original Medicare automatically. If you are not, you need to sign up yourself during your Initial Enrollment Period.
You can sign up during the General Enrollment Period, which runs January 1 through March 31 every year. Your coverage becomes effective the first day of the month after you enroll.
Yes. If you do not sign up for Part B when you are first eligible and you do not have other creditable coverage, a late enrollment penalty is added to your premium for as long as you have Part B. Part D has a separate late enrollment penalty that works the same way.
Yes. Order a replacement by calling 1-800-772-1213 or through the Social Security Administration website. Have your Medicare number ready when you call.
